655 Charlotte Street
Niagara-on-the-Lake, ON
- 3 bed
- 3 bath
- approx. 2000-2500 sqft
- Detached
Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $9,455
- Listed
- October 8, 2026
Price History
Property
- Style
- 2-Storey
- Age
- 16-30
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Interior
- Primary Bedroom - Main Floor
- Lot Size
- 60 x 120.08 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- John/Niagara
- Parcel Number
- 464030213
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Washer, Dishwasher
- Rental Items
- HWT
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Niagara-on-the-Lake · last 12 months
- Median sold price
- $948,750
- Homes sold
- 330
- Median days on market
- 38
- Sale-to-list price
- 95.0%
Based on 330 recorded sales of residential freehold properties in Niagara-on-the-Lake over the last 12 months.
Rooms
2-piece on Main, 5-piece on Main, 5-piece on Second
Second
- Bathroom8'5" x 7'5"
- Bedroom13'10" x 11'7"
- Bedroom16'8" x 15'6"
- Family Room11'8" x 27'2"
Main
- Bathroom12'8" x 12'4"
- Breakfast11'3" x 11'
- Dining Room11'4" x 12'6"
- Foyer11'5" x 36'1"
- Kitchen13'5" x 11'
- Laundry13'6" x 5'1"
- Living Room17'1" x 14'9"
- Primary Bedroom15'1" x 20'11"
Basement
- Office11'4" x 11'8"
- Other22'9" x 12'8"
- Recreation
Listed by
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$300,000
Estimated Monthly Payment
$7,369
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $7,369/mo (20% down, 5.5%)
Taxes: $788/mo · Insurance: $375/mo
Estimates only. Consult a financial advisor.
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