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16 Francis Street

16 Francis Street

Kawartha Lakes, ON

  • 4 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
$599,900

Timeless character meets modern comfort in this 1890 blonde brick century home, just steps to downtown Lindsay, the farmers' market, and great schools. Set on a FULLY FENCED DOUBLE LOT, this charming home features soaring 9-foot ceilings, stained glass accents, rich wood trim, and original HARDWOOD FLOORS. Thoughtful updates include a modernized kitchen, a MAIN-FLOOR THREE-PIECE BATHROOM with heated floors and laundry, and an updated second-level bathroom with a walk-in shower. The second level offers four generously sized bedrooms, all with closets, plus a versatile fifth bonus room, ideal for a nursery, home office, or walk-in closet. The PARTIALLY FINISHED THIRD LEVEL loft provides even more flexible living space, perfect for a studio or home office, with a BATHROOM ROUGH IN offering exciting potential for a future primary retreat. Outside, the expansive back deck is fully screened and covered, creating an inviting and relaxing outdoor living area, while the generous yard offers plenty of room to garden, play, and enjoy the outdoors. With versatile living spaces and room to spread out both inside and out, this is a home where your family can grow, in every way, for years to come.

Listing Details

Taxes (2026)
$3,919
Listed
October 20, 2026

Price History

Listing history

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Property

Style
2 1/2 Storey
Age
100+
Construction
Brick
Roof
Asphalt Shingle
Foundation
Stone
Interior
Carpet Free
Lot Size
73 x 116.49 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Francis St & William St N
Zoning
r2
Parcel Number
632210140
Possession
1-29 days
Occupancy
Vacant

Included

Inclusions
AS IS
Exclusions
AS IS
Rental Items
AS IS

Schools

Elementary

  • Alexandra Public School0.4 km

    Public · Trillium Lakelands DSB · 215 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 71% met the provincial standard

  • Queen Victoria Public School0.6 km

    Public · Trillium Lakelands DSB · 175 students

    Grade 3 reading: 65% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • Central Senior School0.8 km

    Public · Trillium Lakelands DSB · 230 students

Secondary

  • Lindsay Collegiate and Vocational Institute0.9 km

    Public · Trillium Lakelands DSB · 600 students

    Grade 10 literacy: 77% met the provincial standard

  • I E Weldon Secondary School1.9 km

    Public · Trillium Lakelands DSB · 1050 students

    Grade 10 literacy: 82% met the provincial standard

  • PVNC Online Catholic School2.8 km

    Catholic · Peterborough Victoria Northum Clarington CDSB

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9V

Population
29,369
Private dwellings
12,949
Median age
49.6
Average household size
2.3
Median household income
$72,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Kawartha Lakes · last 12 months

Median sold price
$600,000
Homes sold
1,213
Median days on market
35
Sale-to-list price
96.0%

Based on 1,213 recorded sales of residential freehold properties in Kawartha Lakes over the last 12 months.

Rooms

4-piece on Ground, 3-piece on Second

Second

  • Bathroom8' x 6'6"
  • Bedroom14'10" x 9'7"
  • Bedroom12'7" x 11'3"
  • Bedroom12'7" x 10'10"
  • Primary Bedroom18'1" x 8'5"

Main

  • Bathroom10'1" x 7'4"
  • Dining Room17'9" x 9'
  • Kitchen15'9" x 11'5"
  • Living Room18'3" x 16'3"

Listed by

Royal LePage Frank Real Estate

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$119,980

Estimated Monthly Payment

$2,947

Land transfer tax

Estimated land transfer tax$8,473

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,947/mo (20% down, 5.5%)

Taxes: $327/mo · Insurance: $150/mo

Estimates only. Consult a financial advisor.

R

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