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40 Water Street

40 Water Street

Woolwich, ON

  • 3 bed
  • 3 bath
  • approx. 1100-1500 sqft
  • Detached
$795,000

St. Jacobs is famous for its bustling Farmers' Market, but when the holidays arrive, the Village takes on a magic of its own. The beloved St. Jacobs Sparkles holiday shopping event transforms its historic streets into a winter wonderland of twinkling lights, live carollers, and horse-drawn wagon rides. Year-round, the Village is a destination for its charming boutiques, restaurants, and local favourites like Stone Crock, Block Three Brewing, The Weathered Gate, and La Crème. Rich in history and character, St. Jacobs is also the birthplace of Home Hardware.Now imagine having all that small-town charm, culture, and excitement at your fingertips, while enjoying the peace and beauty of scenic walking trails along the Conestogo River, just steps from your front door. This Cape Cod-style home sits on a fully fenced 66 by 132 foot private lot with Perennial gardens beautifully framing the property. The main floor has a beautiful layout with a spacious living room, a dining room, an eat-in kitchen, a powder room and a main floor bedroom. Garden doors in the kitchen open straight onto the backyard, but the best features are the granite countertops and the coffee bar Upstairs there are two more bedrooms and a trendy fully renovated bathroom with a deep tub.In the basement, the large rec room has a gorgeous fireplace, along with a three-piece bathroom and a laundry room. Enjoy upgrades like a huge shed, gutter guards, a steel roof installed by High-Grade Roofing, upgraded attic insulation and updated vinyl windows throughout.Enjoy the charm of village living, with shops, restaurants, a library and a community center just steps away. Stroll along the River and get to know some of the friendliest neighbours you'll ever meet in one of the most coveted areas of Ontario.

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Listing Details

Taxes (2026)
$4,611
Listed
October 24, 2026

Price History

Property

Style
2-Storey
Age
51-99
Construction
Aluminum Siding
Roof
Metal
Foundation
Poured Concrete
Interior
Auto Garage Door Remote, Floor Drain, Water Heater Owned, Water Softener, Water Treatment
Lot Size
66.33 x 132 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
5

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Hachborn St E
Zoning
R2
Parcel Number
227040082
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Carbon Monoxide Detector, Dishwasher, Dryer, Garage Door Opener, Gas Stove, Hot Water Tank Owned, Refrigerator, Smoke Detector, Washer, Living room TV.
Exclusions
Curtains.

Schools

Elementary

  • St Jacobs Public School0.3 km

    Public · Waterloo Region DSB · 275 students

    Grade 3 reading: 88% met the provincial standard · Grade 6 math: 71% met the provincial standard

  • Conestogo Public School3.6 km

    Public · Waterloo Region DSB · 205 students

    Grade 3 reading: 93% met the provincial standard · Grade 6 math: 55% met the provincial standard

  • Millen Woods Public School4.6 km

    Public · Waterloo Region DSB · 275 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 79% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N0B

Population
86,919
Private dwellings
31,269
Median age
42.8
Average household size
2.9
Median household income
$120,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Woolwich · last 12 months

Median sold price
$837,500
Homes sold
190
Median days on market
20
Sale-to-list price
98.9%

Based on 190 recorded sales of residential freehold properties in Woolwich over the last 12 months.

Rooms

2-piece on Main, 4-piece on Second, 3-piece on Basement

Second

  • Bathroom4'11" x 11'
  • Bedroom15'5" x 11'10"
  • Primary Bedroom14' x 13'8"

Main

  • Bathroom3'11" x 4'10"
  • Bedroom11'2" x 10'2"
  • Dining Room9'4" x 11'10"
  • Dining Room9'5" x 6'8"
  • Kitchen9'5" x 10'4"
  • Living Room15'5" x 11'10"

Basement

  • Bathroom6'7" x 8'2"
  • Laundry6'4" x 13'2"
  • Other
  • Other10'6" x 7'7"
  • Other3' x 5'1"
  • Recreation24'4" x 14'9"
  • Utility Room14'7" x 5'1"

Listed by

RE/MAX Solid Gold Realty (II) Ltd

Walk Score

66

Walk

62

Bike

Scores by Walk Score®

Mortgage Calculator

$159,000

Estimated Monthly Payment

$3,906

Land transfer tax

Estimated land transfer tax$12,375

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,906/mo (20% down, 5.5%)

Taxes: $384/mo · Insurance: $199/mo

Estimates only. Consult a financial advisor.

R

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