28 Cambridge Street
Cambridge, ON
- 2 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and a walkout to the deck and private yard-perfect for morning coffee, entertaining, or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with a walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today's buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don't stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you'll have easy access to local shops, restaurants, the farmers' market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $3,218
- Listed
- October 27, 2026
Price History
Listing history
Sign in to view
Property
- Style
- Bungaloft
- Age
- 100+
- Construction
- Concrete Poured, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Water Heater
- Lot Size
- 52.08 x 79.26 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Cambridge St and Colborne St
- Zoning
- C1RM1
- Parcel Number
- 038150052
- Possession
- Immediate
- Occupancy
- Owner
Included
- Inclusions
- Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
- Rental Items
- Hot Water Heater
Schools
Elementary
- Central Public School0.6 km
Public · Waterloo Region DSB · 255 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard
- Manchester Public School1 km
Public · Waterloo Region DSB · 340 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 37% met the provincial standard
- St Anne Catholic Elementary School1.2 km
Catholic · Waterloo CDSB · 425 students
Grade 3 reading: 63% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Galt Collegiate and Vocational Institute0.9 km
Public · Waterloo Region DSB · 960 students
Grade 10 literacy: 83% met the provincial standard
- Glenview Park Secondary School1.8 km
Public · Waterloo Region DSB · 1055 students
Grade 10 literacy: 85% met the provincial standard
- Southwood Secondary School2.3 km
Public · Waterloo Region DSB · 700 students
Grade 10 literacy: 74% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1R
- Population
- 42,928
- Private dwellings
- 18,081
- Median age
- 40.8
- Average household size
- 2.5
- Median household income
- $77,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cambridge · last 12 months
- Median sold price
- $675,000
- Homes sold
- 1,168
- Median days on market
- 21
- Sale-to-list price
- 100.3%
Based on 1,168 recorded sales of residential freehold properties in Cambridge over the last 12 months.
Rooms
2 × 2-piece on Main
Second
- Loft25'11" x 12'11"
Main
- Bathroom3' x 5'9"
- Bathroom3'1" x 10'
- Bedroom9'11" x 9'9"
- Dining Room12'11" x 13'
- Kitchen18'4" x 12'8"
- Living Room16'1" x 15'8"
- Primary Bedroom16'1" x 15'8"
Listed by
HomeLife Power Realty Inc
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$99,800
Estimated Monthly Payment
$2,451
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,451/mo (20% down, 5.5%)
Taxes: $268/mo · Insurance: $125/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?