45 Mill Street
Kawartha Lakes, ON
- 3 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Welcome to 45 Mill Street in Lindsay, a beautifully maintained 1.5-storey century home offering timeless character, thoughtful updates, and the convenience of main-floor living. Situated on a generous 0.267-acre lot in town, this charming 3-bedroom, 2-bathroom home showcases the craftsmanship of a bygone era with original wood trim, impressive 10-foot main-floor ceilings, large windows, and solid double-brick construction. The spacious main level features a formal living and dining room, along with a welcoming eat-in kitchen complete with custom wood cabinetry and plenty of space to gather. Designed with convenience in mind, the main floor also offers a primary bedroom with an updated ensuite bathroom, a second bedroom that could easily serve as a home office, and main-floor laundry. Everything you need for comfortable everyday living is conveniently located on one level! Upstairs, you'll find a third bedroom and full bathroom featuring a classic clawfoot tub, adding to the home's historic charm. The partially finished basement provides additional living space with a comfortable recreation room, along with storage and utility space with walk-up access. Lovingly cared for over the years, the home has benefited from several important improvements, including updated shingles, soffit and fascia (2024), an updated electrical panel (2026), engineered hardwood flooring, an updated forced-air natural gas furnace, and central air conditioning. Outside, the spacious lot offers mature trees and plenty of green space, while the rear deck provides a great setting for outdoor dining and entertaining. The enclosed front screened-in porch offers another inviting space to relax and enjoy the outdoors. Whether you're looking to simplify your lifestyle with main-floor living or appreciate the warmth and character of a well-preserved century home, 45 Mill Street offers a wonderful blend of historic charm, modern comfort, and everyday practicality.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $3,038
- Listed
- October 29, 2026
Price History
Property
- Style
- 1 1/2 Storey
- Age
- 100+
- Construction
- Brick, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Primary Bedroom - Main Floor, Water Heater Owned
- Lot Size
- 67.82 x 171.82 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Durham St E & Lindsay St S
- Zoning
- R2
- Parcel Number
- 632330039
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Window Coverings, ELFs, Pool Table, Basement TV & Wall Mount
- Exclusions
- Personal Belongings, Staging Items
Schools
Elementary
- St. Mary Catholic Elementary School0.3 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 110 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 9% met the provincial standard
- King Albert Public School0.5 km
Public · Trillium Lakelands DSB · 180 students
Grade 3 reading: 80% met the provincial standard · Grade 6 math: 31% met the provincial standard
- Queen Victoria Public School0.8 km
Public · Trillium Lakelands DSB · 175 students
Grade 3 reading: 65% met the provincial standard · Grade 6 math: 50% met the provincial standard
Secondary
- Lindsay Collegiate and Vocational Institute1.3 km
Public · Trillium Lakelands DSB · 600 students
Grade 10 literacy: 77% met the provincial standard
- I E Weldon Secondary School1.5 km
Public · Trillium Lakelands DSB · 1050 students
Grade 10 literacy: 82% met the provincial standard
- PVNC Online Catholic School2 km
Catholic · Peterborough Victoria Northum Clarington CDSB
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9V
- Population
- 29,369
- Private dwellings
- 12,949
- Median age
- 49.6
- Average household size
- 2.3
- Median household income
- $72,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Kawartha Lakes · last 12 months
- Median sold price
- $600,000
- Homes sold
- 1,214
- Median days on market
- 35
- Sale-to-list price
- 96.0%
Based on 1,214 recorded sales of residential freehold properties in Kawartha Lakes over the last 12 months.
Rooms
3-piece on Main, 3-piece on Second
Second
- Bedroom 311'5" x 11'11"
Main
- Bedroom11'6" x 13'7"
- Bedroom 28'8" x 11'10"
- Dining Room13'10" x 16'8"
- Kitchen11'10" x 16'2"
- Laundry11'11" x 6'4"
- Living Room13'1" x 12'
Listed by
Royal Lepage Kawartha Lakes Realty Inc.
Walk Score
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Location
Street View
Mortgage Calculator
$95,980
Estimated Monthly Payment
$2,358
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,358/mo (20% down, 5.5%)
Taxes: $253/mo · Insurance: $120/mo
Estimates only. Consult a financial advisor.
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