14 - 92 Loretta Drive
Niagara-on-the-Lake, ON
- 4 bed
- 3 bath
- approx. 1200-1399 sqft
- Condo Townhouse
Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.
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Listing Details
- Taxes (2025)
- $4,249
- Listed
- November 1, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Vinyl Siding, Stone
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Primary Bedroom - Main Floor, Sump Pump
Parking
- Garage
- Attached
- Covered Spaces
- 1.5
- Total Parking
- 3
Utilities
- Heat Source
- Gas
Location & Legal
- Cross Street
- Casselman & Loretta
- Parcel Number
- 468800014
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $275/month
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- None
Included
- Rental Items
- Hot Water Heater
Schools
Elementary
- Crossroads Public School1.6 km
Public · DSB Niagara · 420 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
- St Michael Catholic Elementary School2.4 km
Catholic · Niagara CDSB · 265 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Niagara-on-the-Lake · last 12 months
- Median sold price
- $950,000
- Homes sold
- 329
- Median days on market
- 38
- Sale-to-list price
- 95.0%
Based on 329 recorded sales of residential condo & other properties in Niagara-on-the-Lake over the last 12 months.
Rooms
2 × 3-piece on Main, 3-piece on Basement
Main
- Bedroom10'5" x 9'2"
- Kitchen22'3" x 10'3"
- Laundry7'10" x 5'2"
- Living Room17'8" x 11'9"
- Primary Bedroom17'4" x 11'8"
Basement
- Bedroom10'5" x 9'2"
- Bedroom15'9" x 11'4"
- Cold Room/Cantina9'7" x 4'2"
- Other7'6" x 6'10"
- Recreation21'10" x 21'9"
- Utility Room11'2" x 10'
Listed by
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Walk Score
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Location
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Mortgage Calculator
$163,800
Estimated Monthly Payment
$4,024
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $4,024/mo (20% down, 5.5%)
Taxes: $354/mo · Insurance: $205/mo
Maint: $275/mo
Estimates only. Consult a financial advisor.
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