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Thunder Bay, Ontario Real Estate Market Report

Northern Ontario, Ontario, Canada · Market data as of

Seller's Market
SellerBalancedBuyer
1.5 mo
Seller's Market

Thunder Bay is currently a seller’s market with 1.5 months of inventory and a median sale price of $245K. Low inventory means sellers have more leverage, and well-priced homes are selling quickly.

Most market reports are old by the time you read them. Boards publish monthly, usually two weeks after the month closes. Every figure on this page is calculated daily from live MLS data, so you're seeing today's market, not last month's summary.

Based on 7 sales and 1active listings · Data refreshes every morning

Market Analysis

Median Price: $245KSold (12 mo): 7MOI: 1.5

Thunder Bay, Ontario presents a balanced real estate market, with 8 properties sold over the past 12 months, a median sold price of $267,500, an average of 105 days on market, a sale-to-list price ratio of 99%, and zero active listings currently available. According to the Canadian Real Estate Association (CREA), balanced market conditions like those currently seen across Northwestern Ontario reflect relative equilibrium between buyer demand and available supply. The absence of active listings on MLS suggests that inventory moves through the market and is absorbed at a measured pace rather than accumulating. The 99% sale-to-list ratio indicates that homes are selling very close to their asking prices, suggesting sellers are pricing accurately and buyers are transacting with confidence despite the slower pace implied by the 105-day average time to sell.

For buyers in Thunder Bay and the surrounding Thunder Bay District, the current market offers a relatively affordable entry point compared to cities like Sudbury, Sault Ste. Marie, or Dryden. The median sold price of $267,500 sits well below provincial averages tracked by Statistics Canada, making homeownership attainable for a broader range of residents and families considering a move to this part of Canada. The 105-day average days on market gives buyers adequate time to conduct thorough due diligence, arrange financing, and negotiate without the urgency that characterizes hotter markets in larger urban centres. Sellers, meanwhile, can take confidence from the 99% sale-to-list price ratio, which demonstrates that well-priced homes in the region consistently meet market expectations and sell near their listed values without significant price reductions.

Thunder Bay's position in Northwestern Ontario, situated on the north shore of Lake Superior and serving as a gateway community for areas stretching toward Winnipeg to the west and Nipigon to the north, gives the local real estate market a character distinct from densely populated southern Ontario cities like Toronto. The relatively low transaction volume of 8 sales over 12 months reflects the city's population size and geographic context rather than any distress or dysfunction in the market itself. Balanced conditions, as broadly defined by the Canadian Real Estate Association (CREA) using MLS data, occur when neither buyers nor sellers hold a significant advantage, and all current Thunder Bay indicators align with that description. For anyone considering a property purchase or sale in this Ontario city, working with a local real estate professional familiar with the area's unique economic context will provide the most reliable guidance.

Commentary generated May 28, 2026. Live statistics above reflect today's data.

BWhat This Means for Buyers

With only 1.5 months of inventory, Thunder Bay is a seller's market. Buyers should be prepared to act quickly and come in with strong offers.

Homes are averaging 108 days on market — well-priced properties move fast.

Consider getting pre-approved and having your offer strategy ready before you start viewing.

SWhat This Means for Sellers

Sellers are in a strong position — low inventory means your home will get more attention.

43% of homes sold above asking price, so strategic pricing could trigger competitive offers.

Homes are selling at 99% of list price on average.

Filters apply to statistics and charts below. Other sections show all property types.

0
Active Listings
0
Sold (12 mo)
$0
Median Price
0 days
Avg DOM
0%
SP/LP Ratio
0.0
Months of Inventory
Updated daily
$376K
Average Price
Influenced by outliers
$245K
Median Price
Middle value of all sales
$826K
Benchmark Price
Tracks a typical home (CREA HPI)
+$0
Median Bid Delta
43%
Sold Above Asking
43%
Sold Below Asking

Prices have been trending downward over the past 12 months. Here's how that breaks down across price ranges and time.

Price Distribution

Price distribution: $38K–$178K: 1 properties, $178K–$318K: 3 properties, $318K–$458K: 2 properties, $458K–$598K: 0 properties, $598K–$738K: 0 properties, $738K–$878K: 0 properties, $878K–$1.0M: 0 properties, $1.0M–$1.2M: 1 properties

Days on Market Distribution

Days on market distribution: 1–7 days: 1 properties, 8–14 days: 0 properties, 15–30 days: 2 properties, 31–60 days: 2 properties, 61–90 days: 1 properties, 90+ days: 1 properties

The monthly stats tell one story. The daily trajectory tells another — here's how inventory is moving day by day.

Daily Market Trajectory

Updated daily

Most market reports use 30-day rolling averages. By the time you see a shift, it already happened weeks ago. This chart tracks inventory daily so you can spot trajectory changes as they happen.

Under 4 mo = Seller'sOver 6 mo = Buyer's

Speed and competitiveness are two sides of the same coin. Here's how aggressively homes are trading.

How competitive is this market?

Absorption rate and sale-to-list price ratio show how aggressively homes are trading.

Absorption Rate SP/LP Ratio
Dual-axis chart showing absorption rate (area, left axis) and sale-to-list price ratio (line, right axis) over time.

Just Listed

Just Sold

Want a Detailed Analysis?

Contact Jeff Chisholm for a personalized market analysis of Thunder Bay and surrounding areas.

Jeff Chisholm, Sales Representative
Chisholm Real Estate Team
Direct Realty Ltd., Brokerage

Get in Touch

Top Rated Schools

Claude E Garton Public School
PublicElementary
9.2
EQAO /10
École secondaire catholique de La Vérendrye
French CatholicSecondary
9.0
EQAO /10
Nor'wester View Public School
PublicElementary
8.9
EQAO /10
Hammarskjold High School
PublicSecondary
8.8
EQAO /10
St Paul Catholic Elementary School
CatholicElementary
8.6
EQAO /10

Source: EQAO provincial assessment results

Demographics

108,843
Population
-0.4%
$79,000
Median Household Income
67.5%
Homeownership Rate
English
Primary Language (88%)

Age Distribution

0-14
14.0%
15-24
11.8%
25-44
24.2%
45-64
27.6%
65+
22.4%

Source: Statistics Canada, Census 2021 (Open Government Licence)

Amenities

Insufficient amenity data for Thunder Bay

How does Thunder Bay compare?

Key metrics for nearby cities in Northern Ontario. All figures are for residential properties over the past 12 months.

Market Pulse Score

52
Balanced Market
Mixed Signals

Driving factor: Absorption rate (0.7)

MOI
25%
Absorption
20%
SP/LP
20%
DOM
15%
Price Cuts
10%

Frequently Asked Questions

What is the average home price in Thunder Bay, Ontario?
The median home price in Thunder Bay, Ontario is $245K based on 7 sales over the past 12 months. The average price is $376K. There are currently 1 active listings in Thunder Bay.
Is Thunder Bay a buyer's or seller's market?
Thunder Bay is currently a seller's market with 1.5 months of inventory. Low inventory means sellers have more negotiating power and homes tend to sell quickly.
How long do homes take to sell in Thunder Bay?
Homes in Thunder Bay take an average of 108 days to sell (days on market). The median days on market is 32. Longer days on market suggest buyers have more time to consider their options.
What is the months of inventory in Thunder Bay?
Thunder Bay currently has 1.5 months of inventory, calculated daily from live listing data. Months of inventory measures how long it would take to sell all current listings at the current sales rate. Under 4 months typically indicates a seller's market, while over 6 months indicates a buyer's market.
How much do homes sell above or below asking in Thunder Bay?
In Thunder Bay, the median sale price is $0 above asking price. 43% of homes sold above asking and 43% sold below asking over the past 12 months. The sale-price-to-list-price ratio is 99%.

Current Mortgage Rates in Ontario

1 year fixed

2.50%

Bank of Canada Posted Rate

3 year fixed

5.19%

Bank of Canada Posted Rate

5 year fixed

6.09%

Bank of Canada Posted Rate

Prime (variable)

2.65%

Posted rates from Bank of Canada · Updated June 5, 2026

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Jeff Chisholm, Sales Representative, Chisholm Real Estate Team, Direct Realty Ltd., Brokerage

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Direct Realty Ltd., Brokerage
MLS Data Provider
RECO Registered

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How We Calculate These Statistics

Data source: Statistics are calculated from MLS listing data provided under license from the Canadian Real Estate Association (CREA) and participating real estate boards.

Months of Inventory (MOI):Active listings divided by the monthly sales rate for the selected period (1, 3, 6, or 12 months). Under 4 months generally indicates a seller's market; over 6 months indicates a buyer's market.

SP/LP Ratio: Sale Price to List Price ratio calculated as the median of (sale price / list price) across all sold properties with valid pricing data.

Home Price Index (HPI):CREA's aggregate composite benchmark index tracking price changes for a typical home, adjusted for property mix differences over time.

Update frequency: Data refreshes every 30 minutes via Incremental Static Regeneration (ISR). Daily snapshot metrics update once per day.

Coverage: Includes all residential property types listed on the MLS for Thunder Bay and surrounding areas.

Jeff Chisholm, Sales Representative

Chisholm Real Estate Team at Direct Realty Ltd., Brokerage

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Data provided by REintel. Statistics are aggregated from MLS data under license. Reproduction or redistribution of this data is prohibited without written consent. The listing data is deemed reliable but is not guaranteed accurate by the Canadian Real Estate Association (CREA).

REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.